Not bad ,pretty tech heavy or solely tech anyway. Not a bad thing but I like to spread out a little in case something goes south in one sector.

Would you recommend any etf? Is JEPQ not quality?

Yeah I definitely see what you’re saying but I would like to actively manage my own money. I’ll have a split portfolio so I’ll definitely have a decent amount in a mutual fund of sorts. Are these basically the Schwab money markets I see or do you mean like real mutual funds? They typically have minimum investments im no where near being able to afford.

Thanks for the response. My main goal is to get to a point of comfortable passive income. I do have about $1,000/month of disposable cuz my living expenses are cheap rn. My income stocks rn are the JEPQ and GLPI. Did some research on Concentra and I believe that stock will grow well in the health industry. Halliburton got cyber fucked and price dropped which is why I picked them up. We’re gonna be in war soon and they do great when there’s conflict lol also energy and oil. Looking into OXY as well. Good dividends and rated really well. All of these will be long term holds. A good portion of my investment will just be going to the money market funds to get safe passive compounding interest. I dont follow anyone but i read alot of articles browse Reddit (banned af so can’t participate). I’m not interested in meme stocks or options trading. Not risk adverse but I don’t wanna take gambles. I know I’m missing an index fund so that’s my next one. Seen all the hype on VOO SPY and the like but the buy in at 500 each rn isn’t feasible and the individuals I’ve chosen speak to consistent yield and long term success. Except for JEPQ but they been solid as long as they’ve been around but maybe what I’ve read is less informed