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I would also add at this point, I’d be hard pressed to say there are going to be massive changes in the price you’d get. A phone tends to decline in value the most for the first few years it’s been released, sort of like how new cars depreciate the fastest in its first three years. So I suppose to answer your question: yes you’d maximize your money if you gave it up today, I just don’t know how much more you’d be making.
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Because I’d like Lenny/Memmy to succeed Reddit and that means making it more accommodating to the non technical focused folks.
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I’m going to say something unpopular: I think you should make it possible for users to pay you for premium features like notifications.
Writing software is a hard thankless job. I’m sure there are many in the community who’d like to help you so that you can be more recharged and sustained in your pursuit to make Memmy better.
It’s admirable you want to keep it free, I hope there’s always a great free version. But I think you should consider a premium route, for features which actually do cost money to operate, and make a few bucks out of it too.
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No problem! I didn’t get paid to say they’re the best, they just are. Lots of great options and lots of care in designing them for the best intersection of everyone’s foot sins. Plus they always come with extra insoles in different shapes to accommodate both flat foot and… overly-arched foot (you’d think I’d know that term…)
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So I'm someone who has to use an orthopedic shoe because I have (really bad) flat foot. So to add more flavor text,
- It is true, orthopedic isn't really a regulated term, so it gets thrown around pretty aggressively with little meaning.
- Some shoe companies genuinely are creating orthopedic shoes for people with actual foot problems. For me personally, I use Orthofeet brand because I find them to straddle the very weird intersection of shoes with extra wide toe boxes/foots, and terrible arch support, and flexible + lightweight materials. They didn't pay me to say this, I'm just really really happy with them after nearly a decade of jumping between brands.
- Sometimes orthopedic shoes are not enough... like in my defective case. In my case, I have Orthopedic Insoles which are NOT the same things as the flimsy things in the supermarkets. They're actually custom molded to my foot, to prevent my skeletal structure from collapsing more under the horribleness of my flat foot. Between my shoes and my insoles, this is literally the difference between me being unable to walk and me being able to run a bit.
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If we want to get really technical, the NSTB is requiring all new cars to have emergency braking so in this situation, the car should slam on the brakes. Even if it can’t slow down fast enough to prevent a crash, it should slow down enough to minimize it.
Is this particular Tesla under said law? Probably not. But I think we can see why this tactic is the infinitely safer and more ethical than saying “good luck, control this car on your own or enjoy this 100 km crash otherwise”
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I think your statement and the fear for self driving can be true at the same time.
Self driving is safer than humans most of the time… but not all the time. Nothing is perfect.
Self driving currently assumes that a human can intervene when it fails. It assumes that a human is present and not eating a bowl of cereal and applying mascara. It assumes that the human is actually paying attention, in a situation where they usually don’t have to because self driving is usually safer.
Yes, self driving is statically safer. Yes, self driving will one day be perfect.
But I don’t think we can fault anyone for being worried about self driving, especially with companies like Tesla, who sell the promise that you don’t really have to pay attention… even though you kinda have to right now.
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Well this information is often specific based on which state/country you live in but if you are going through this process in New Jersey, feel free to DM me or comment back! I'd be more than happy to help with any questions or guidance 🙂
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But I would add, don’t hold back money from your higher interest accruing accounts if you have it, if you’re trying to optimize the interest. Once you have the money, deposit it as soon as possible, so interest begins accruing on it, even if it’s not the beginning of the month yet.
In other words, if you hold back money, it’ll never accrue interest. You’re not going to get exponential or compounding growth on money that wasn’t accruing interest. You only get that once it begins accruing interest.
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They made an announcement that prior users are grandfathered in so I think you’re in that camp
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I was able to but it was a bear. I wasn’t planning to do it again after all I suffered through… but I’m hoping these bumps make that more possible in the future.
www.marvelsnap.com
Interesting that they're bumping up the medals you win in Conquest mode for the 'smaller' conquest missions. What do you think?
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Oh I didn’t realize that, that’s awesome!
bestmvno.com
US Mobile has updated their plans so there are really only two tiers - Unlimited Plans from $25-50/month - Pooled Data Plans Both are now tax inclusive (about time), have higher throttling speeds when you hit your cap, and appear to have the same cut off point before throttling happens on their VZN and TMO networks. But they’re arguably a bit more expensive too now, especially if you used to be on a not unlimited plan. What do you think?
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Hey did you ever get my DM or did that never send? I more or less said "Yes, yes, and should we just join forces and combine?"
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I don't think you said anything differently? The article said ALL batteries must comply by 2027. You appeared to say high performing batteries don't have to follow the law until 2027. Both of these statements, the original post and your revision, are true -- all phones, including high performing batteries, must comply in the EU by 2027.
Virtual 8 speed transmission, 478 kW (which is 641 horsepower) engine, and other enhancements to make the car feel sporty are in tow. What do you think?
www.macrumors.com
Chromium browsers can install an iCloud Keychain web extensions with macOS Sonoma now
[Sorry for the possibly off topic post for most of you] If this title is you or someone you know: If NJ, the DDD, or the CCW Waiting List calls you and asks if the client with intellectual disabilities would like to be placed in a group home, that means (1) you’re at the top of the list and (2) do NOT say No. Saying No means you’ll be removed from the list. It is your right to use the CCW for increased funds to take care of said individual in the residence of their choosing – not just traditional group homes. So you can say: “Not a group home, but, I’d like to use the CCW in other ways, such as in house supports and services”. Insane amounts of information for anyone reading this wondering what’s going on - If you or someone you know has an intellectual disability that (1) began before the age of 21 (which isn’t the same as diagnosed before the age of 21 – just that you got it before 21 and any sane doctor would conclude yeah you must have got it) and (2) reside in New Jersey, you qualify for services from the NJ Dept. of Developmental Disabilities (DDD) once you are age 21 or higher. - Many folks in DDD get services via the ‘Support Program’. This is a program where the state gives you a modest budget and you can use it for services that meet your need. This can be at-home supports, day programs, career training, college mentoring support, health programs, etc. - A smaller amount of folks get DDD funding via the ‘Community Care Waiver’ (CCW) program. This is similar to the Supports Program, but has substantially more money in the budget. It’s higher so it can cover Institutional Care or Group Homes, but it’s not required to be used in that way. You could use the funding for more of those at-home or community supports. - The CCW has many waiting lists but the only waiting list that moves is the priority waiting list, triggered under certain conditions, usually about the parents’ health and age. Despite being the only waiting list that moves, it still moves very slowly. So it’s important to get on the waiting list as soon as you can and not screw things up. Hence why this situation is all sorts of jacked up that the CCW would be mischaracterized as being “Group Home” only and using that question to disqualify status once someone made it to the top of the waiting list.
[Sorry for the possibly off topic post for most of you] If this title is you or someone you know: If NJ, the DDD, or the CCW Waiting List calls you and asks if the client with intellectual disabilities would like to be placed in a group home, that means (1) you're at the top of the list and (2) do NOT say No. Saying No means you'll be removed from the list. It is your right to use the CCW for increased funds to take care of said individual in the residence of their choosing -- not just traditional group homes. So you can say: "Not a group home, but, I'd like to use the CCW in other ways, such as in house supports and services". **Insane amounts of information for anyone reading this wondering what's going on** - If you or someone you know has an intellectual disability that began before the age of 21 (which isn't the same as diagnosed before the age of 21 -- just that you got it before 21 and any sane doctor would conclude yeah you must have got it), you qualify for services from the NJ Dept. of Developmental Disabilities (DDD) once you are age 21 or higher. - Many folks in DDD get services via the 'Support Program'. This is a program where the state gives you a modest budget and you can use it for services that meet your need. This can be at-home supports, day programs, career training, college mentoring support, health programs, etc. - A smaller amount of folks get DDD funding via the 'Community Care Waiver' (CCW) program. This is similar to the Supports Program, but has substantially more money in the budget. It's higher so it can cover Institutional Care or Group Homes, but it's not required to be used in that way. You could use the funding for more of those at-home or community supports. - The CCW has many waiting lists but the only waiting list that moves is the priority waiting list, triggered under certain conditions, usually about the parents' health and age. Despite being the only waiting list that moves, it still moves very slowly. So it's important to get on the waiting list as soon as you can and not screw things up. - Hence why this situation is all sorts of jacked up that the CCW would be mischaracterized as being "Group Home" only and using that question to disqualify status once someone made it to the top of the waiting list.
bestmvno.com
Simple Mobile led the way in sales in the past quarter. Following behind them is Ultra/Mint Mobile. H2O wireless has the fastest growth. Important to note: This survey only appears to survey actual independent dealers. So for example, US Mobile which only sells directly to consumers on their website, wouldn’t be eligible for this survey. So take it with a grain of salt but, are you surprised or does this check out with you?
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I’ve been pretty happy with
- Mint Mobile on the 15 GB/month Plan at $20/month for a year
- iPhone 13 Mini (RIP smaller phones)
www.cnn.com
The final project will likely cost $17 billion and the federal grant is for $6.88 billion. NY and NJ will equally split the costs and overruns unlike the last attempt to build the tunnel. Do you think this is the one? Will it finally happen this time?
For me I think it would be the Burlington County Mall. I remembered going there once as a kid. A decade later, I saw a picture of how abandoned it was, and that led me down a rabbit hole into seeing how other malls are doing. How did you begin?
www.phillymag.com
The article I didn’t even know I needed. Do you have any favorites that didn’t make the cut?
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That’s fair enough. The only caveat I’d make is… don’t you use that extra money you’re not using to buy more things, subscribe in more things, or do more things. Whatever money you’re choosing to not use towards your loan should go for savings type purposes.
A lifetime of solid financial choices always begins right now, everyday, for you and I. Don’t cut corners now, be responsible. 🙂
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TestFlight is full so there’s no way until the app is formally released
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Disclaimer: I'll be honest, I haven't read the exact mechanics of the student loan ramp plan that Biden proposed, so there might be something else to the plan that overrides my thoughts.
But in general, if you are accruing interest on the loan but aren't dinged, you have to consider the impacts of compounding interest.
- If you have a $100 loan (just to keep the numbers simple) with a 3.4% APY, that's $103.4 for the year.
- Next year, it's not $103.4 again. It's $103.4 with another 3.4% APY. That makes your second year payment to $106.9 for the year, which is a 6.9% increase over your first year..
- The year after that, it's $110.5 for your third year, which is a 10.5% increase from your original loan.
- The year after that, it's $114.2 for your fourth year, which is a 14.2% increase from your original loan.
Note that this is not a linear growth -- it's not 3.4 + 3.4 = 6.8%. It's exponential the longer you don't pay for that first year because you're now not just covering the principal (the base cost) but also the interest that was applied on top of that principal, compounded year-after-year.
All that to say, so long as interest is accruing, it's almost always a smart idea to pay any loan off. However you are right, that due to inflation, it's possible High Interest Savings Accounts can accrue interest greater than 3.4% so you may come out ahead. But be sure to run those numbers out for real with respect to compounding interest -- don't just think "Wow 3.4% is less than 4.5% interest in my savings account!". Make sure you will come out ahead, make sure your loan lets you pre-pay with a larger payment at the end of this 12 month grace period, etc.
But just double check your math and be sure things will turn out the way you do.
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I think that’s a fair take that’s likely to happen. It really depends now on what Reddit does to try to normalize things or blow things up more. I think if they try to just rebuild relationships with their new group of users, they may survive.
But they also seem equally as likely to find a new way to screw themselves over…
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For those who didn’t read the article, important note.
The valuation decrease was as of May 31.
It wasn’t even after the Reddit apocalypse! What is going to happen next?
9to5mac.com
Hyundai is adding wireless CarPlay to all new cars, including cars with built in navigation which historically only had wired CarPlay.
www.macrumors.com
Can't tell if this is a good or bad thing. American Express certainly is more well known for superior customer service, but they also seem to be less accepted at more retailers. Curious to see what comes out of this.
As a PSA, remember that the API changes don't only impact third party apps & accessibility tools, but also your ability to bulk delete or modify your Reddit history. If you intend to delete or modify your previous Reddit posts, be sure to run a tool like `Power Delete Suite` today before the shut down. Also remember that as Subreddits went from private to public, there may have been posts and comments you attempted to delete but couldn't until they went public again. So if you ran these tools, you might want to run it again to make sure you got everything.
If you want non stop Chill Chums conversations (and the occasional Jordan or remote scene from the podcast), I’ve created and am actively updating this YouTube playlist to have it all. Hope you enjoy!
www.tastingtable.com
I personally felt like they missed Revolution Coffee who’s my favorite, but who’s yours?
I began this community because I really liked having that 'blast from the past' on my feed. However, I am busy in my personal life -- so if anyone is willing to assist me with moderating, especially if you did that on the former Reddit community, please let me know! Thanks!
!gameshows@lemmy.world https://lemmy.world/c/gameshows [Game Shows](/c/gameshows@lemmy.world)
!deadmalls@lemmy.world https://lemmy.world/c/deadmalls [Dead Malls](/c/deadmalls@lemmy.world)
42freeway.com
In Short: - Route 42 Missing Moves project is getting close to completion as work to begin connecting the extra lanes from Route 55 - Route 42 - Route 295 occurs. - Missing Moves is the project that'll connect Route 42 N to Route 295 S and Route 295 N to Route 42 S. - Route 42 will be split into a 1 lane - break - 2 lane road around Route 55 during this construction
bestmvno.com
In summary: - Plans are getting more data. The cheapest $20/month plan goes from 2 GB -> 3 GB and the most expensive $60 plan doesn't get a data bump, but does get a dedicated 20 GB hotspot pool. - Data Throttling Speeds increase from 128 to 256
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iWidji
iwidji@ lemmy.worldI'm a Data Scientist 🧑🏻💻, driven to create love as inspired by my God & my Autistic Brother 💙, and I'm way too caffeinated 🤪